If you are mortgaging your mobile phone with a regular loan company, it is because the merchant is afraid that you will not repay the money. This is legal, because if you do not repay the money, the function of searching for your iPhone through the mobile phone is Cell phones can be found. They do this for several reasons:

1. Many people don’t use their mobile phones before they have paid off the money, or if they lose them, they stop repaying them. It’s very troublesome for merchants to find mobile phones.

2. If there is a chance of flashing the phone or erasing all content, you must use the ID account and password to activate, otherwise the phone cannot be used anymore.

If you mortgage your phone from a private person and you don’t know the ID password yet, the other party can lock your phone with the password at any time, and your recent photo and communication records also include text messages. All software information will be displayed on that ID. This is very unsafe, so be sure not to buy such a mobile phone for cheap.