1) To apply for housing provident fund loan, the borrower needs to submit a written application to the Municipal Housing Provident Fund Management Center, fill in the Application Form for Housing Provident Fund Loan and provide relevant information truthfully.

(II) The municipal housing provident fund management center is responsible for reviewing the borrower's qualification, guarantor's qualification, loan amount, loan term and contract completion, and the borrower signs relevant contracts or agreements with the center, and handles insurance according to the provisions of the People's Bank of China.

(three) after the completion of the loan procedures, the city housing provident fund management center issued a loan approval notice to the bank, and the bank went through the loan issuance procedures after receiving the loan notice.