The 10 formal online loan platforms recognized by the state mainly include: Youqianhua, JD Finance, Suning Finance, Ping An HP, Weilidai, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Living Expenses, Zhao. Lianhao term loan, etc.

The following is an introduction compiled by the editor based on the platform’s licensed financial background.

1. Have money to spend: The credit products of Duxiaoman Financial are formal and reliable borrowing platforms. Among them, Manyidai provides borrowers with a maximum loan limit of 200,000, with a daily interest rate of 0.02%. -0.065%. The better the credit, the lower the loan interest rate. The service period is generally 12 months.

2. Credit Loan

Jiebei has been renamed Credit Loan, and its safety index is relatively high. Currently, as long as you have a Sesame credit score of 600 or above. The loan amount you can apply for ranges from 1,000 to 300,000 yuan.

If you have capital turnover needs, we recommend you use Xiaoman, the original Baidu Finance. It completed the split in 2018 and achieved independent operations. The company background is a financial information technology company established in Chongqing, with a registered capital of 3 Billion yuan, formally licensed operation, its main business is Youqianhua credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, and comply with national supervision. .