If there is China Merchants Bank in your city, you can try to apply for a personal housing loan through China Merchants Bank. The required conditions, application materials and handling procedures of each loan project are different. Please call the customer service hotline of China Merchants Bank at 8:30- 18:00, and select "2 Manual Service-"1"Personal Banking-"4 "Personal loan business to enter manual service, so as to provide detailed information on loan purpose and city. Whether your loan application is approved or not, please refer to the comprehensive audit results of the personal loan department of the handling bank.