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What are the requirements for handling credit cards of Bank of China, China Construction Bank, Agricultural Bank of China and ICBC?
1. The credit card application conditions of China Bank are relatively relaxed. You can check the corresponding credit card application conditions according to the type of credit card you need to apply for. Application conditions for China Bank credit card and Great Wall RMB card A. Age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old; B. Job requirements: have a stable work unit, income and fixed residence; C. Credit requirement: No bad credit record (how to establish a good credit record) Note: The supplementary card applicant must be the parent, spouse or child of the main card holder (aged between 16-65). Bank of China credit card application information is simple 1. If you have other bank credit cards that have been issued for more than half a year, it is recommended that you use the form of "card processing". You only need to provide them. It should be noted that: 1) He has held other bank cards for half a year or more and all the credit cards have no overdue records of more than 30 days in the last six months; 2) The average amount is not less than 5,000 yuan; 3) Customers who hold more than three other banks' cards and have a credit limit of more than 90% are generally not allowed to apply. 2. If you apply for the Great Wall Business Card of China Bank Credit Card, click to view the required application materials.

Two, CCB credit card can apply for any of the following conditions:

1, the deposit or investment account of CCB has been opened for 6 months or more, and the average monthly deposit/investment in the last 3 months is 50,000 yuan or more, of which customers with 654.38+10,000 yuan or more can approve gold cards.

2. Applicants whose payment in the last three months is not less than 1, 200 yuan, or not less than 800 yuan in any month can apply; Customers with an average monthly salary of more than 4,000 yuan can apply for a gold card. If the amount of wages paid by the applicant in our bank is lower than the prescribed standard, the issuing bank shall also require the applicant to provide proof of income or proof of wages paid in other banks to confirm that the applicant meets the income conditions required for issuing cards. (This kind of unit is either the wage payment unit of CCB, if not the wage payment unit of CCB, it is better to be state-owned enterprises and civil servants. If CCB is run by a private enterprise company, these are not recognized. )

3. The house purchased by the applicant is a local commercial house, the purchase time is within 15 years (inclusive), and the purchase area is 80 square meters or above, except for customers of affordable housing, poor housing or demolition housing. Among them, applicants whose purchase area is more than 120 square meters can apply for a gold card.

4. Vehicle displacement 1.0, upgrade to more than 8 seats (inclusive), and the vehicle age shall not exceed 8 years. Except for operating vehicles, long-distance buses, agricultural vehicles, taxis, vans, minivans, special operation vehicles, etc.

5. Credit card customers of other banks do not include customers who only have credit cards from other banks. 1. Hold other banks' credit cards for 6 months or more, any credit card has repayment records of 6 or more periods, and all credit cards have no overdue records in the last 6 months; 2. The average credit line of other banks' credit cards is not less than 5,000 yuan; 3. Any other bank's credit card has three or more consumption records in the last two periods * * *, and the total accumulated points consumption exceeds 1500 yuan. Except for purchase, car purchase, tuition payment, wholesale, energy, financial reimbursement, distribution, insurance and other consumption or transfer services.

6. If you have loan business in CCB, you can also apply. The conditions are as follows: the purchase price is more than 6,543,800 yuan+0.5 million yuan, or the monthly repayment amount is more than 500 yuan, and there is no bad credit record.

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