In addition to banks, only licensed platforms are generally more formal, such as Ping An Pratt & Whitney, Qianhua, Pleasant Loan, installment as scheduled, 2345 loan king, building blocks and so on.
Second, the ranking of Beijing loan intermediary companies
1. Fast loan, down payment, line: 10000 Term: 7 Credit requirements: None.
Lending: computer test application strategy: real-name authentication and operation sesame score above 550.
2. Now, the amount of money is high and the amount of money is fast: 3000-50000.
Term: 3- 12 loan speed: 10 minute application guide: 1, age 22-50 years old 2. I have used my real-name mobile phone for 6 times and received good credit information for 3 times. Application materials for other regions except Mongolia: mobile phone number, bank card and ID card.
3, Snow White, second trial, second payment limit 1000-5000 Term: 7-28 It is the best choice to find a loan company urgently, because the bank loan takes a long time, and you can't wait. But how can we find a more reliable loan company in Beijing?
When choosing a lending institution, I will check online to see if it is a formal institution, a formal website and authoritative information of Baidu Encyclopedia. What is the word-of-mouth in online search results? If there are many negatives, you can consider them.
Second, consulting and accepting regional formal lending institutions only handle local business, which is conducive to controlling credit risk, while informal institutions generally claim that they can handle national business, which is likely to be a means for them to cheat in different places, so pay more attention if they encounter it.
Third, is there a fixed business place?
Fourth, find a company to take an examination of and go to the field. Formal institutions have fixed business premises. If you propose to go to the company, the other party will block it in various ways, and that is a liar.
Verb (abbreviation of verb) Credit status of loan intermediary company The credit status of Beijing company depends on its operating years, industry experience, number of customers, business volume, stability of business volume and whether there are overdue records. Generally speaking, it has a long operating period, rich industry experience, stable business and good reputation, which is well received by customers.
Generally speaking, the scale of loan intermediary companies is stronger than their internal mechanism and operating experience, and their ability to resist risks is stronger. The capital status of the loan company directly determines the compensatory ability of the loan institution.
Seven, therefore, when choosing a loan company, we must examine whether the assets of the loan company are in good condition and whether the compensation ability of the loan company is sufficient. Only by choosing a large scale will assets be safer.
Third, the top 20 formal online lending platforms? These 20 are worth seeing.
At present, there are countless online lending platforms on the market, but to a formal extent, they are also loans from formal banking institutions and loans from licensed consumer finance companies, and all banks are familiar with them. As for licensed consumer finance companies, they are all formal financial institutions approved by the China Banking Regulatory Commission, and will not absorb people's deposits, with shareholders contributing hundreds of millions of yuan. Next, I will give you a brief introduction to the top 20 formal online lending platforms and formal financial institutions.
The top 20 formal online lending platforms 1, BOC E lends pure credit to China Bank, with a maximum loan of 300,000 yuan and the loan amount is valid for 12 months. The upper limit of interest rate of credit loans is different according to the specific situation of reference lenders. 2. ICBC Ronge borrows a pure credit loan from ICBC, with a maximum loan of 800,000 yuan and a maximum loan period of 3 years. The minimum annual interest rate of the loan is LPR, which is updated once a month. 3. The full-process online self-service loan launched by CCB Express Loan Construction Bank has a maximum credit loan of 200,000 yuan and a maximum loan period of 36 months, and the loan interest rate is automatically verified by the system. 4. Agricultural Bank of China (ABC) Network Dai Jie Agricultural Bank launched a consumer credit loan, with a maximum loan of 200,000 yuan and a loan term of 1 year. The lowest interest rate of the loan can enjoy the LPR quotation for the same period. 5. Bank of Communications Huimin Loan The personal credit loan launched by Bank of Communications can be loaned up to 200,000 yuan for a maximum of 36 months. The loan has the lowest annual interest rate, and the interest is calculated at a fixed interest rate. 6. China Merchants Bank e-loan is specially provided for China Merchants Bank credit card customers, and the longest installment loan is 36 months. The loan amount and installment fee rate shall be subject to the system evaluation results. 7. Guangfa e-second loan The personal credit loan launched by Guangfa Bank can be loaned up to 200,000 yuan for up to 3 years, and the annual interest rate is daily, which can be repaid with the loan. 8. Puyin Point Loan is an online pure credit loan launched by Shanghai Pudong Development Bank, with a maximum loan amount of 300,000 yuan and a maximum loan period of 5 years. The annual interest rate of the loan is subject to the page display. 9. The pure credit loan launched by Xingshan Loan Industrial Bank has a maximum loan of 200,000 yuan, the lowest annualized interest rate, daily interest, and early repayment. 10. Microfinance is the first Internet banking product in China. The maximum loan amount is 200,000 yuan, and the minimum and maximum daily interest rates can be repaid in 20 months. 1 1. Online merchant loans online merchant banking products, one of the first batch of private banks in China, specifically for small and micro operators. The longest loan period is 3 million yuan, and the loan period is 12 months. The loan interest rate is subject to the page display. 12. Ping An Xiaojuhua Ping An Consumer Finance launched a personal revolving credit loan product with a maximum amount of 200,000 yuan and an annualized interest rate of 14%-24%. 13, China Post Revolving Loan The revolving loan products of China Post Consumer Finance can borrow up to 200,000 yuan, with the longest repayment in 24 installments, and the annualized interest rate pricing range is simple interest). 14. Zhaolian has a good term loan for Zhaolian consumer financial products that China Merchants Bank cooperates with China Unicom. The maximum loan amount is 200,000, the longest loan period is 36 months, and the minimum annual interest rate starts. 15. BOC Xinyi loaned the credit loan product launched by BOC Consumer Finance, the first consumer finance company in Shanghai, with a maximum loan of 200,000 yuan and a repayment period of 36 months, with the lowest annual interest rate. 16. Yin Changle Loan is a credit loan product launched by Yin Chang Consumer Finance, the 16 consumer finance company in China and the first consumer finance company in Northwest China. The maximum loan amount does not exceed 200,000, and the annual interest rate of the loan ranges from19.88% to 23.88%. 17, Yin Hang's exclusive loan Yin Hang Consumer Finance Company provides loans to civil servants, institutions, state-owned enterprises and other employees. The maximum loan amount is 200,000 and the annualized interest rate is as low as 3 years. 18. An Yihua Consumer Finance's revolving line loan product can borrow up to 200,000 yuan, and the minimum annualized interest rate (simple interest) can be repaid in 24 installments. 19. The online application, quick approval and instant use loan product launched by Su Xiang Loan Suning Consumer Finance has a maximum loan amount of 200,000 yuan and a comprehensive annualized interest rate of less than 24%. 20. Gitzo Consumer Loan Gitzo Consumer Finance's personal credit loan product, the maximum loan amount is 200,000 yuan, and the annualized comprehensive interest rate is lower than 24%, subject to the loan contract. The above is about "Top 20 Regular Online Lending Platforms", ranking irrelevant, for reference only.
4. Which is the largest loan company in China?
The latest rankings of the top ten loan companies in China are: Instant Finance, BOC Consumer Finance, Pleasant Loan, Gitzo Finance, Jingdong Finance, Suning Finance, Fun Shop, WeChat Jinke, Xiaoying Technology, and Paipai Loan.