The 80-year-old house with mixed structure cannot be loaned, and the age of the house is beyond the scope of the loan.

(1) The completion year on the real estate license is usually easily overlooked by the borrower. In fact, in the process of approving loans, banks usually take the year of completion as the main condition that affects borrowers' application for loans;

② At present, the policy of most banks is "house age+loan period ≤35 years".

(3) For example, if the completion date of a house is 1980, then the current house age is 35 years, so the loan can no longer be made.