1. What are the application conditions for decoration project loans?

Generally speaking, if corporate loans involve relatively complex content, it is recommended that you find the following professional consultants.

Apply through China's leading online loan platform. The platform provides consultative loan services, enjoys free professional assessment, and evaluates loan qualifications. If the conditions are met, it can also recommend to regular banks or lending institutions to help you. businesses can obtain loans better and faster.

Reference: /loanknowledge

2. What are the requirements for applying for a decoration loan?

Generally, a lender applying for a decoration loan must provide the bank with identity information, Permanent residence certificate issued by the neighborhood committee to prove one's identity and fixed residence; 2. Professional and personal income certificates issued by the unit, salary bills for six consecutive months and recent months) to prove one's repayment ability; 3. Real estate certificate (required for mortgage loans), used for real estate mortgage; 4. Bank deposit statements, water and electricity tax bills and other proofs to prove your credit quality; 5. "Decoration Work and Repair Materials Contract" signed with the decoration company and other materials, Prove the purpose of the loan; 6. Copies of the business license and qualification certificate of the decoration company; 7. Other conditions required by banks or financial institutions. When applying for a home improvement loan from a bank at Xiaowo Financial Services, there are no redundant requirements or unknown application materials. The owner only needs to prepare the following loan: 1. Identity information, household register, marriage certificate 2. Repayment list of the loan contract for the house to be renovated ) 3. After more than one year of continuous social security and bank flow in the past year, the tripartite agreement Xiaowo Financial Services advocates real people, real houses and real decoration. One-on-one account managers assist customers in completely collecting the materials required for loans and obtaining loans, allowing owners to obtain loans as soon as possible. Decorate your dream home.

3. How to apply for a decoration loan and what conditions are required

Whether it is a commercial bank loan product or an online loan product, certain application conditions need to be met before it can be applied for. CCB’s renovation loans have always been a product favored by users. What are its application conditions? [Details of the borrower] 1. Aged between 18 and 60 years old, with a local permanent residence or a foreign residence, but with a valid local residence certificate and fixed residence; 2. Have a stable career and economic income or assets that are easily liquidated; 3. Have a home decoration project contract signed with a decoration company, or a home decoration material purchase contract, a kitchen and bathroom equipment purchase contract, and a home decoration budget; 4. Open a current savings account with China Construction Bank; 5. Provide a guarantee recognized by China Construction Bank; 6. Meet other conditions required by China Construction Bank. [Information provided by the borrower] 1. The borrower should fill in the "China Construction Bank Personal Housing Decoration Loan Application Form" and provide the following information: 2. Resident identity document (ID card, household registration book, military officer ID card or other valid identity document) Original and copy; 3. Personal income certificate (income certificate issued by the unit, salary slip, tax slip, bank deposit certificate that can be used for repayment, etc.); 4. Home decoration project contract signed with the decoration company, home decoration material purchase Contract, kitchen and bathroom equipment purchase contract, home decoration budget; 5. Copies of the business license and qualification certificate of the decoration company; 6. Proof of ownership of mortgages, pledge lists and certificates of rights, and the consent of the person with the right to dispose of the mortgage or pledge Proof of ownership or use rights, valuation and insurance documents must be submitted for the mortgage; the pledgee must also provide proof of rights; documents of the guarantor agreeing to guarantee; 7. Other materials required by the lending bank.