Beauty loan is to apply for a loan from a beauty institution or a beauty loan platform by providing personal identity information and related materials. American loans usually require borrowers to provide personal identity cards, Alipay sesame credit scores, common addresses, work information and emergency contact numbers. In front of the applicant, the borrower needs to take photos with his ID card for the record. This information will be used to evaluate the borrower's credit status and repayment ability. Once the application is approved, the borrower can get the required loan amount. Beauty loans are mainly aimed at people who have beauty needs but lack sufficient economic ability. This kind of loan usually requires consumers to be 18 years old, have full capacity for civil conduct, have good personal credit and have the ability to repay the loan principal and interest on time. The forms of beauty loans may include medical beauty installment loans. Consumers get loans through the lending platform to pay for medical beauty services, and then repay them in installments according to the loan contract.