The mortgage deduction of CCB begins at 0: 00 on the repayment date, and the deduction time is uncertain. If the first deduction fails, the second deduction is initiated on the same day, and the latest deduction time is before 24: 00 on the repayment date. If the automatic deduction fails for the first time, please pay attention to ensure that there is enough money in the repayment bank card to avoid the deduction failure due to insufficient repayment amount.
In order to avoid the failure of deduction, customers need to deposit this month's mortgage amount into the repayment bank card 2-3 days before the repayment date. If the repayment date falls on a holiday, the automatic deduction may be delayed, but as long as the amount is sufficient, the deduction will generally not fail.
Extended data:
A one-day extension of CCB's mortgage will lead to a delay in payment.
1. If there is an agreed grace period in the contract, no penalty will be deducted;
2. After the payment is overdue, repay the loan in time, that is.
Situation;
3. One or two short-term overdue will not affect the credit history;
If the loan is overdue for many times, the bank may collect the loan and record the bad credit.
Suggestions on repayment of mortgage loan:
1. In case of unexpected circumstances that delay repayment, please explain the situation to the bank in time;
2. Complete the repayment in time, pay the late payment fee and penalty interest, and notify the bank in time after deposit.
Deduct again;
In order to avoid this situation from happening again, it is suggested to deposit enough repayment funds in the bank card a few days in advance for repayment.
People's Network-Limited bank loans "Lao Lai" urges repayment.