1. What is the general quota for postal credit?
the first trial of postal postal credit has passed the general quota of 3, yuan. Now it is not easy to approve postal credit by postal bank, because it is impossible to apply if it does not meet the application conditions. Moreover, the postal bank's postal loan is a personal credit loan for consumption, which is mainly launched for high-quality payroll customers who meet the postal conditions. The application conditions are stricter and more materials are submitted.
in addition, the maximum loan amount that the postal bank can apply for is 3, yuan, and the longest loan period is no more than 2 years. Nowadays, users who successfully apply can choose to repay in full and on time, or they can choose to repay in advance. In addition, as a consumer credit loan, the loan belongs to the special fund, which can only be used for legal consumption, not for investment and other purposes, and it is operated in accordance with bank regulations.
second, what is the maximum amount of personal loans
The top ten official online lending platforms recognized by the state mainly include: 1. Ping An Hewlett-Packard, 2. Jingdong Finance, 3. Suning Finance, 4. Auction loans, 5. Micro loans, 6. Borrowing, 7. Xiaomi loans, 8. 36 IOUs, 9. Having money to spend, 1. Its loan products are also very many, such as: I loan, life insurance loan, excellent mortgage, owner loan, owner loan, etc. Users can choose according to their own needs. 2. Jingdong Finance Jingdong Finance belongs to the JD.COM platform. Both the white bars and gold bars of Jingdong Finance can help people in need to borrow. The amount of white bars is relatively small, while the amount of gold bars is relatively high. If there is demand, I recommend you to spend less than full, that is, the original Baidu Finance, which was split in 218 and realized independent operation. The company background is a financial information technology company established in Chongqing with a registered capital of 3 million yuan, which is officially licensed. Its main business is to provide credit services for rich flowers, with Baidu brand background and technical support. In addition, Du Xiaoman Company also has wealth management, wallet payment, insurance brokerage and other businesses, and accordingly obtained securities and futures licenses, payment business licenses and insurance intermediary licenses, which are complete and open, in line with national supervision. The loan amount for money-rich flowers ranges from 5 yuan to 2, yuan, with annualized interest rate starting from 7.2%, and 1, yuan with one-day interest from 2 yuan. The loan period is long, and the loan can be borrowed on a daily basis and repaid the next day, with daily interest. It is unsecured, pure credit, and online application with ID card and bank card in the whole process, with the fastest approval in 3 seconds and the fastest receipt in 1 minute, without any hidden charges. Degree Xiaoman-Have money to spend (second batch) Click online measurement 3. Suning Finance Suning Finance should be familiar to many people. The main loan product is Suning's arbitrary payment. The loan amount paid at will can be as high as 2, yuan, mainly because the threshold for applying for the loan amount is low, which can meet the needs of adults over the age of 18 and can apply if there is no bad record in the credit report. 4. Auction loan Auction loan is also a quite reliable online lending platform. It is understood that it has existed for ten years and has been listed in the United States, with a loan amount of up to 2, yuan. 5. Micro-loan "Micro-loan" is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, the first Internet bank in China, for WeChat users and mobile QQ users. The "micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and the "WeChat payment" of WeChat, and they can get a loan amount of up to 2, yuan. 6. Borrowing is a reception service of Alipay, and the safety index is relatively high. At present, as long as you can meet the Alipay sesame credit score above 6. The loan amount you can apply for ranges from 1-3 yuan. 7. Xiaomi Loan It belongs to the lending product of Xiaomi financier, providing installment services. The application process is a little cumbersome, but it supports the loan-and-return. Overall, it is reliable. 8, 36 IOUs Its main features are fast lending speed, low application threshold, and the daily interest rate of loans is as low as .27%, which is equivalent to an annual interest rate of 95%. There is no need for a complicated application process, and the mortgage can be repaid as soon as one minute after the application. 9. Having the money to spend Baidu's loan platform can meet the various needs of different borrowers according to different loan businesses. The loan method is simple, mainly because the interest is low, and it supports repayment as you borrow. 1. Zhaolian Good Term Loan It is a lending service launched by Zhaolian Consumer Finance. It has been occupying the top ten formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally about 2,-2, yuan. And the line can be recycled within 3 years.
3. How much can an individual borrow from provident fund loans
1. If a borrower continuously pays the housing provident fund in full, the maximum loan amount shall not exceed 5, yuan; If the borrower and spouse pay the housing provident fund in full and continuously at the same time, the maximum loan amount shall not exceed 7, yuan.
second, the loan amount for the first suite shall not exceed 7% of the total price of the purchased house, the loan amount for the second suite shall not exceed 5% of the total price of the purchased house, and the loan amount for the finely decorated house shall not exceed 6% of the total price of the purchased house.
3. The loan amount shall not be higher than the comprehensive amount determined according to the deposit time of the provident fund and the balance of the deposit account. If the spouse's provident fund deposit is abnormal, the spouse's provident fund will not be included in the calculation.
Legal basis:
Notice of Xi 'an Housing Provident Fund Management Center on Further Standardizing the Loan Amount of Individual Housing Provident Fund
1. If a borrower continuously pays the housing provident fund in full, the maximum loan amount shall not exceed 5, yuan; If the borrower and spouse pay the housing provident fund in full and continuously at the same time, the maximum loan amount shall not exceed 7, yuan.
second, the loan amount for the first suite shall not exceed 7% of the total price of the purchased house, the loan amount for the second suite shall not exceed 5% of the total price of the purchased house, and the loan amount for the finely decorated house shall not exceed 6% of the total price of the purchased house.
3. The loan amount shall not be higher than the comprehensive amount determined according to the deposit time of the provident fund and the balance of the deposit account. If the spouse's provident fund deposit is abnormal, the spouse's provident fund will not be included in the calculation.
Fourth, how many loans can a person borrow at most?
People can't make mortgage loans, but can only get a small credit card. If your financial strength is good, it won't exceed 5, at most.