It is not surprising that the couple signed it. We also implement "double insurance" here-we need both a guarantor and accident insurance. Nothing more than asking both husband and wife to sign. In case your husband loses the ability to repay or refuses to repay, the bank can still ask you to repay. China Agricultural Bank Huinong Card is valid for 3 years, counting from the date of receipt of the card. But you can't withdraw money from the card yet. If you want to withdraw money, you must use your card to borrow money from the Agricultural Bank of China. Interest will be calculated for you after obtaining the credit. You can withdraw money at any time during the validity period. The loan term is one year, and you must pay off the principal and interest together, otherwise the Agricultural Bank of China will give you a bad record. You can continue to borrow it after paying it off, and you can cycle it for three years until the card expires.
Another thing to remind is that you must know the director of China Agricultural Bank before you can get the money with confidence. Otherwise, the insurance has been paid, the card has been received, and the money is still not available. A simple "no indicators yet" sent you away.