Enterprise annual report: it is a system for operating enterprises. The newly released "registered capital registration system reform plan" proposes to change the annual inspection system of enterprises into the publicity system of annual reports of enterprises. An enterprise shall submit an annual report to the industrial and commercial authorities through the market subject credit information publicity system within the prescribed time limit, and publicize it to the public, which can be inquired by any unit or individual.
1. There are 36 listed banks in China. In accordance with the requirements of information disclosure, listed banks issue annual reports quarterly and annually, and report their operations to shareholders and the public. Therefore, it is necessary for investors to study and analyze the annual report of the bank to understand the operating conditions of the target bank. 1. The value, number and distribution of outlets, including the ability of outlets to create value, need to be treated dialectically with digital transformation, online and automation. Some people think that most outlets are a burden, but in recent years, it has been suggested that if the transformation of outlets is proper, it will become a new field of value creation.
2. Market position. The most direct data is market share. Relevant data can be obtained through data exchange between banks, and these data will be reflected in the annual report. In fact, this indicator can be measured by many models, but in general it needs to be subdivided. Although the homogeneity of domestic banking products and services is serious, each bank still has its own characteristics. Therefore, the market positioning of banks in the segmentation field is still different. Therefore, segmentation is particularly necessary to better understand the real situation of banks in the market. State support. This detail is very complicated, including policy support for different types of banks, such as the deposit reserve of large banks is higher than that of joint-stock banks and small and medium-sized banks, and policy support for many different industries, such as loan support for agriculture, rural areas and farmers, refinancing policy, and state support for special enterprises. If this bank serves these special enterprises, then the introduction will form support for this bank (such as unlisted gk Bank).
3. Willingness of state support. In recent years, in order to cultivate a fair and fully competitive financial market and promote the financial industry's support for the economy, gj has supported the development of small and medium-sized banks, with more than 4,000 banking institutions. Regulatory transparency. Supervision should be consistent, but through the analysis of bank operation, it can be seen that state-owned banks are obviously more self-disciplined and their business ideas are more stable. This can be seen from the purchase of bank wealth management products by individuals or enterprises. The prices of similar wealth management products of large banks are often lower than those of small and medium-sized banks, so more radical measures are often taken at the income end. In addition to risk preference, I think there may be some gray areas in compliance.