1, low threshold: the application threshold for 360 IOUs is relatively low. As long as the borrower meets the basic loan conditions, such as 18 years old, has a stable income and a good credit record, he can apply for a loan.

2. Flexible amount: The loan amount of 360 IOUs can be flexibly adjusted according to the actual situation and needs of borrowers, ranging from several hundred yuan to tens of thousands of yuan, which meets the needs of different borrowers.