The Qinghai provident fund withdrawal process is as follows:

1. Prepare information according to regulations

To withdraw the provident fund, customers need to prepare the corresponding information in accordance with the requirements of the provident fund center. For example, such as a house purchase contract, a rental contract, or an unemployment certificate, etc. The specific customer should refer to the notice from the local provident fund center, and there should be no omissions or errors;

2. Apply to the provident fund center

Customers can apply to the nearest provident fund management center. At this time, the information must be submitted to the provident fund center for review. If there are problems with the information, the counter staff will notify the customer to correct or supplement on the spot. If it does not meet the requirements for provident fund withdrawal, If the conditions are met, the applicant will be notified of the reasons for not withdrawing and the application materials will be returned;

3. Applicant’s signature for confirmation

If there is no problem with the information submitted by the customer, the provident fund center window After the review is passed, the customer will be asked to sign for confirmation, and the corresponding information will be scanned and archived;

4. The Provident Fund Center will arrange the payment

After the customer's application information is stored in the computer, the Provident Fund Center will The funds will be arranged into the bank account provided by the customer. Under normal circumstances, it takes about a week for the Provident Fund Center to review the information and arrange for the funds to arrive. Customers can just wait patiently for notification from the Provident Fund Center.

The conditions required for withdrawal of provident fund are as follows:

1. Used for house purchase. If you want to get a loan to buy a house, you can apply for a provident fund loan. The interest rate of a provident fund loan is low, which can save loan users a lot of loan interest. If you don't apply for a loan, you can withdraw the provident fund in one go to pay the down payment of the house. Those who have applied for a commercial loan to buy a house. Users can withdraw the provident fund on a monthly basis to repay the principal and interest of the loan;

2. For housing construction, renovation or overhaul, when the provident fund payer needs to build his or her own house, or renovate or overhaul his or her own house. , you can apply for a one-time withdrawal of the housing provident fund to pay for the construction, renovation, and overhaul of housing;

3. Used for renting a house. Part of the city's provident fund can also be used for renting a house. If the monthly rental expenditure exceeds a certain proportion of the provident fund payer's family income, the provident fund can be withdrawn monthly to pay for housing rent;

4. Used to treat major illnesses disease. If a provident fund payer's family member unfortunately suffers from a serious illness, he or she can apply to withdraw the provident fund to pay for medical expenses and reduce the family burden;

5. If a provident fund payer retires, retires, or settles abroad, he or she can Apply for a one-time withdrawal of provident fund. For retirees, the one-time withdrawal of provident fund is a considerable pension.

To sum up, in the process of withdrawing provident fund, you need to prepare relevant materials first, then apply to your unit, and provide relevant required information according to the purpose to be used, and the unit will first make the application. After pre-examination, submit it to the local provident fund department. The provident fund unit will approve the withdrawal amount and the number of times it can be withdrawn. After verification, it will be released to the individual's account.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw funds from the employee housing provident fund account The storage balance of:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) ) Completely loses the ability to work and terminates the labor relationship with the unit;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn. Included in the value-added income of the housing provident fund.