This is good news for most property buyers.
This news is actually good news for most buyers. In the process of buying a house, after paying the down payment, the buyers only need to wait and start repaying the loan after the loan is completed. If the repayment time is delayed after the six-month rotation loan is implemented, there will be enough time to give the buyers a buffer period and prepare for the funds.
For some hot sectors, the waiting for the release of provident fund loans will affect the payment of housing enterprises, and these sectors are not worried about not selling, and there may be a phenomenon of choosing customers. Some properties may reject provident fund buyers because their houses are not for sale. For this part of the property buyers, the provident fund waiting for loans directly leads them to choose commercial loans or cash payment. The interest rate of provident fund loans is lower than that of commercial loans, and choosing commercial loans directly increases the cost of buying houses.
For most buyers, the information released by the provident fund policy has little impact, so buyers don't have to panic and buy houses at will. 20 1 5165438+1October1The loans that have been approved are still issued in time according to the original regulations. The entrusted loan undertaking bank will inform you by phone or SMS.
For reference only, I hope it will help you.