Can't lend money to the house. If the house has a loan, it has not obtained the full property right of the house. The house shall not be transferred or donated. If the donor donates his property to the donee free of charge, the property is permitted by law.

Legal objectivity:

Article 38 of the People's Republic of China (PRC) Urban Real Estate Management Law The following real estates may not be transferred: (1) The land use right obtained by transfer does not meet the conditions stipulated in Article 39 of this Law; (two) the judicial organs and administrative organs have ruled or decided to seal up or restrict the real estate rights in other forms according to law; (three) to recover the land use right according to law; (four) without the written consent of other people, * * * owns real estate; (five) the ownership is controversial; (6) Failing to register according to law and obtaining the ownership certificate; (seven) other circumstances in which the transfer is prohibited by laws and administrative regulations.