The renovation loan interest rate of China Construction Bank is generally implemented in accordance with the loan interest rate of the People's Bank of China for the same period, and can fluctuate within the prescribed scope. When handling renovation loans, the minimum loan period for individual housing renovation is half a year and the longest is not more than 5 years (including 5 years). Among them, the renovated house is a non-owner-occupied house, and the loan period is no more than 3 years (including 3 years).

How to apply:

1. To apply for a house decoration loan, you must apply to the business outlet that runs this business, fill in the application form, submit relevant materials, and go through relevant guarantee procedures;

2. Sign a loan contract after investigation and approval by the account manager and approval by the competent examination and approval department;

3. The account manager handles the loan procedures and transfers the money to the borrower's personal settlement account in our bank, so that the customer can use the loan funds;

4. The borrower repays the loan at the business counter, or leaves enough repayment amount in the deposit account or bank card, and entrusts the loan bank to withhold the repayment;

5. After the loan is paid off, the bank terminates the creditor-debtor relationship with the customer and goes through the relevant formalities.