You can't refuse to borrow money for the following reasons:
1, increase equipment and budget due to business needs.
2. The new factory needs capital preparation.
3. Poor management and financial problems (but guaranteed to be returned on time).
4, personal entrepreneurship, this project is very worth investing.
Need to know: when you are in trouble, you can borrow money from your close friends or classmates. Generally speaking, you should not borrow too much money. If the amount is too large, the other party may not have it. After borrowing money, it should be repaid within the specified time.
How to ask friends for money;
1, don't ask questions with "OK". If you ask this question, it may make the borrower unhappy. Because "yes" has two meanings: yes and no, the latter meaning obviously shows that you don't trust others and is easy to misunderstand. Even if people lend you money, they may not be willing.
2. Tell the truth. When you borrow money from others, you should tell the truth and do what you want. You can't make up lies to cheat people for the loan. For example, if you borrow money, you can't borrow it recently, but you say "pay it back in a few days" or "pay it back tomorrow" in order to make the other party willing to lend it to you. In this way, if you can't return it on time, people will regard you as a person who doesn't keep his word, and it will be difficult to borrow it next time. Borrowing money depends on honesty. If you borrow money from others and don't pay it back, the other person's opinion of you will change. When you borrow money again, the other party will flatly refuse. If you pay back the money in time, the other party will lend it to you again without hesitation if necessary. This is called "borrowing is not difficult to repay". Moreover, when borrowing money, you can't just change your mind and start to say that you want to borrow 200 yuan. When people agree, they say they want to borrow 300 yuan, which will make the borrower very embarrassed. It is worth noting that when you pay back the money, you can also prepare a small gift to express your gratitude, make up for the losses suffered by the other party, make the other party feel that you are a reasonable person, and lay a good foundation for borrowing money in the future.
3. Pay attention to manners if you can't borrow money. When many people borrow money from others, they can generally use consulting questions. For example, "can you lend me some money, which I need urgently now?" But if the other party refuses, some people often leave with a "Oh". This kind of behavior will often make the other person unhappy, because he will mistakenly think that you can't borrow money and get angry. If you can say to others, "I know you are not generous either, I will look elsewhere." This makes people think that you are considerate. Therefore, even if you can't borrow money, you should say "it doesn't matter" and the other party will be pleased with your understanding.