Analyzing the behavior of commercial banks and other financial institutions transferring non-performing assets to asset companies in batches has become an effective means for financial institutions to timely resolve credit risks, reduce the rate of non-performing loans, improve the efficiency of disposing of risky assets and isolate moral hazard. Asset companies use disposal experience and management expertise to acquire non-performing assets caused by liquidity risks and reorganize them, so as to prevent and resolve systemic risks in the economic and financial fields in advance before actual losses occur.