New house, down payment 30%~50%. If the price of a new house in Baotou is about 4,500 to 5,000 based on 100 square meter, then the down payment is about 15 to 20W. Of course, small huxing down payment ratio will be less. Second-hand housing, the property right is between 3500 and 4500, and the mortgage can be mortgaged. Now many guarantee companies and banks handle second-hand housing loans. If it is necessary to work, you can provide your salary table, and it is best to write you a higher salary, and it is best to have a guarantor, parents or lover, so that it will be easier to approve the mortgage.