The second-hand housing loan processing time of Hebei Bank is as follows: 1. The loan contract between the buyer and the seller generally takes 1 working day; 2. After signing the contract, submit the application materials to the bank, and the bank will generally review it within 7 working days; 3. After approval, the buyer needs to go through the transfer formalities at the Housing Authority, which generally takes 1 working day; 4. Then the Housing Authority will issue a new title certificate within 4 days; 5. After that, the buyer should go to the bank to handle the mortgage formalities with the new property right certificate, which can be completed in 7 working days; 6. After the mortgage formalities are completed, the bank will generally complete the loan within 5 working days.