1, loan to buy a suite, commercial loan has been settled, and then loan to buy a house-the first suite in Jiaxing.
I bought a suite with a loan and later sold it. You can't find the real estate through the house registration system, but you can find the loan record in the bank credit information system, and then borrow money to buy a house-the first suite in Jiaxing.
3. I bought a suite in full and bought a house with a loan-the first suite in Jiaxing.
4. I bought a suite in full and sold it later. The house registration system couldn't find the property, and then I borrowed money to buy a house-the first suite in Jiaxing.
5. There is a commercial loan record of two suites under the personal name, which has been fully paid off and sold, and at the same time, it can provide proof of selling two houses. In this case, when refinancing, it is the first suite in Jiaxing.
6. One commercial loan has been paid off and the other provident fund loan has been sold. At the same time, you can provide proof of house sale, apply for a commercial loan and buy a house-the first suite in Jiaxing.
7. Husband and wife, one party buys a house with a commercial loan before marriage, and the other party buys a house with a provident fund loan before marriage. After marriage, they want to borrow money in the name of husband and wife. If the loan has been paid off, banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to specific factors such as the borrower's solvency and credit status.
8. Husband and wife, one party has a house before marriage but no loan record, and the other party has a loan record before marriage but no real estate under his name. After marriage, he buys a house and applies for a loan-it is the first suite in Jiaxing.
Matters needing attention in buying a house in Jiaxing
Understanding the market is the key.
Jiaxing's real estate market is changing rapidly, so we need to know the current housing prices, policies, loan interest rates and other information. At the same time, we should also understand the differences in housing prices in various regions of Jiaxing, and choose the appropriate regions according to our own needs and economic ability.
2, do a good job in budget planning
Buying a house is not only the cost of buying a house, but also other related expenses, such as deed tax, maintenance fund and decoration expenses. Therefore, before buying a house, we should fully consider our own economic strength and make a budget plan.
3. Choose the appropriate room type and quality.
Choose a suitable room type according to your family situation and needs, such as a single apartment with two rooms and one living room. At the same time, we should pay attention to housing quality, including building quality, apartment design, decoration style and other factors.
4. Choose reliable developers and property companies.
When buying a house, you should choose reputable developers and property management companies to ensure the quality of housing and service.