At present, Baidu mainly has three loan products: all-easy loan, exclusive loan and short-term loan.
Exclusive loan is a high-end customized large cash loan product for Baidu users. Unsecured, pure credit, high amount and low interest rate, one-time application is effective and non-cyclical, and application approval is convenient and fast, meeting your capital needs for capital turnover or large consumption. Exclusive loan application process: download and open Baidu Qianhua App, click to enter the exclusive loan application entrance, and follow the instructions on the page, apply for quota → apply for loan → collect funds. The cash limit is approved quickly, and the loan can be completed in up to 4 steps. Real-time lending of funds, quick arrival. However, at present, exclusive loan products are in the promotion stage, and only some users are invited to use them in specific scenarios. In the future, we will gradually expand the scope of directional opening and increase invitations. If you don't see the application portal, please wait patiently for another application.
Iman Loan is a cash loan service provided by Baidu Finance. After applying for a loan successfully, you can directly lend it to your bank card to meet your daily consumption. All-Easy Loan Application Process: To download Baidu Wallet App by mobile phone, please enter the All-Easy Loan entrance, and apply for quota → apply for loan → funds arrive. It takes 30 seconds to approve the application amount, and the loan can be completed in up to 4 steps. 98% of users can lend money in real time, and funds can arrive quickly.
The channel for users to apply for small loans with money has not been opened yet, and the system will automatically open it for some people according to the approval of users to apply for revolving loans with money.