How to check whether the house is mortgaged?
1, online query
If you want to determine whether the house has been mortgaged, you can click on the local real estate bureau official website to inquire. When inquiring, you need to enter the name of the owner of the house, the title certificate number, etc. But generally speaking, only some cities have the function of online inquiry. Inquirers must first determine whether their city has opened online inquiry.
2. Inquiries from the Real Estate Bureau
If you want to determine whether the house is mortgaged, you can bring the original ID card and real estate license to the lobby window of the local real estate bureau or the archives to inquire. Under normal circumstances, the Housing Authority will record and register the details of various housing transactions and mortgages in detail.
3. Look at the real estate license
(1) If the buyer wants to determine whether the house has been mortgaged, he can check in detail whether the "other rights" column of the property ownership certificate is marked with words such as mortgage. If a column is marked with the words "Mortgaged", it means that the house has been mortgaged. If the house is not mortgaged, the column of "other rights" is generally blank.
(2) When the house is mortgaged, the real estate license is generally stamped with the mortgage seal, so it is generally easy to distinguish. If the owner is unwilling to provide the real estate license in the house transaction, then the house is generally mortgaged, so I suggest you not to buy a house without the real estate license.
The above is a detailed introduction on how to check whether the house is mortgaged, hoping to help friends in need. There are many ways to check whether the house is mortgaged. You can choose the appropriate method according to the actual situation and your own needs, thus saving the query time.