There are restrictions on the withdrawal of housing provident fund, and the following conditions shall be met in accordance with the relevant provisions:

(a) the unit where the employee works and the employee himself pay the housing provident fund in full every month;

(two) in accordance with the provisions of article twenty-fourth of the regulations on the administration of housing provident fund:

1, purchase, build, renovate and overhaul owner-occupied housing; Among them, "purchase" means that employees buy houses and have the ownership of the houses they buy, which can be public houses, commercial houses, affordable housing and second-hand houses. "Construction" refers to houses built by urban residents with the approval of real estate management agencies, urban planning management agencies and other departments; "Renovation" refers to the complete demolition, design and reconstruction of houses; "Overhaul" refers to the need to affect or dismantle some major components of the house, but it is not necessary to completely demolish the house;

2. Retired workers;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

4. Go abroad to settle down;

5. Repay the principal and interest of the house purchase loan;

6, the rent exceeds the prescribed proportion of family wage income;

7. The employee dies or is declared dead.