Legal analysis: You can apply for a loan. The working capital loan for the construction industry is a loan issued by China Construction Bank for the working capital needed by the construction system enterprises. The loan targets mainly include construction and installation enterprises, engineering contracting companies, urban comprehensive development companies, building materials enterprises and processing and production enterprises serving the construction.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 679 A loan contract between natural persons is established when the lender provides the loan.