Conditions for applying for loan business:
/kloc-a natural person aged 0/8-60 (Hong Kong, Macao, Taiwan, Chinese mainland and foreigners are also allowed);
The actual age of the borrower and the loan application period should not exceed 70 years old;
Have the ability to stabilize employment and income and repay loan principal and interest on schedule.
Materials to be prepared for the loan:
Identity cards of both husband and wife;
Household registration book/foreigners need temporary residence permit and household registration book;
Marriage certificate/divorce certificate or court judgment/single certificate;
Proof of income;
Academic certificate;
Bank flowing water;
Other attributes;
Copy of the business license of the unit (with official seal);
Large deposit certificates, etc. ;
If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.