Repayment method: interest before principal (partial repayment)
For this product, if personal online banking and mobile banking are used to repay part of the principal, if the loan is not overdue or overdue for more than 90 days, the interest will be repaid first and then the principal will be repaid.
Repayment method: principal before interest (partial repayment)
Partial repayment is quick and easy to borrow. At the same time, if loans overdue lasts more than 90 days, you need to repay the principal first, and then the interest.
Therefore, the repayment method of paying interest first and then the principal of CCB Express Loan refers to the partial repayment of Express E Loan, and most of the time, other products of CCB Express Loan do not use this repayment method. Don't mistake the repayment methods of various products, but pay attention to which repayment method you use.