1. The linkage between government investment and bank credit is an important form for commercial banks to participate in venture capital. It means that commercial banks provide financing support for enterprises in the form of creditor's rights after evaluating and investing in equity through VC/PE, forming a linkage financing model of equity investment and bond investment, and realizing a win-win situation for commercial banks, venture capital companies and venture enterprises.

2. The linkage between government investment and bank credit is an important way to solve the financing difficulties of small and medium-sized enterprises with scientific and technological innovation. At present, bank loan, as one of the indirect financing methods of enterprises, is still the main financing method of Chinese enterprises, but this financing method mainly plays a role among large and medium-sized enterprises.

3. The linkage between government investment and bank credit can further expand the business field of commercial banks, create a huge blue ocean, reserve a large number of high-quality customer resources for a long time to come, cultivate a large number of loyal customers, lock in all stages of enterprise development and a package of upstream and downstream financial services, and form a differentiated competitive advantage.