Didi Loan in Didi Chuxing is a loan service launched by Didi Finance, which adopts pure credit loan mode and does not need to provide any mortgage or guarantee. Users only need to provide personal ID cards, bank cards and other materials to apply for loans in Didi Loan (with face recognition).
The maximum loan amount is 300,000 yuan and the longest loan period is 36. The applicant guarantees that he is between 22 and 55 years old, is not a student user, has good personal credit and has the ability to repay the principal and interest of the loan on time.
Others can use my Didi to travel and borrow money.
Others can't use your Didi Travel Loan, only you can get a loan. To apply for a Didi owner loan, you need to provide relevant car information. Generally speaking, the higher the market value of a car, the slower the depreciation rate, and the higher the amount you get from Didi's owner loan. At present, Didi's car owner loan requires the current valuation of the car to be no less than 50,000 yuan. How much credit can Didi's car loan apply for is directly related to everyone's personal credit situation. Under normal circumstances, the better the borrower's central bank credit information, the greater the credit line he can obtain. How much the owner can borrow in Didi's loan is directly related to everyone's repayment ability. If everyone has a strong repayment ability and can bear a large debt burden, then the amount obtained will be very large.
Didi can also borrow money! Someone borrowed 200 thousand!
The "flight attendant was killed by a taxi" incident made Didi once again the focus!
In the eyes of many people, Didi is just a travel APP. But many people find that Didi can also borrow money! What the hell is going on?
Didi loan is quietly online!
In mid-April, Didi APP launched a loan service! Full name Didi loan!
What exactly is a Didi loan?
Didi Loan is a loan service jointly launched by Didi Chuxing and other financial institutions. It's a loan-as-you-borrow, similar in form to a loan! It should be noted that Didi Loan can only be applied in person, but there is no restriction on the use of the loan, which is very flexible ~
Tianyuecha information shows that the trademark information of "Didi Loan" belongs to Beijing Didi Unlimited Technology Development Co., Ltd., which is not newly established and was registered as early as 20 13.
Looking up the corresponding business scope, it is found that it does not involve the financial field. Considering that Didi Loan is a business jointly launched by Didi and licensed financial institutions, people in the industry generally believe that Didi Loan is mainly for diversion!
Want a simple loan? You also need to know these:
1. Where is the application entrance for Didi Loan?
Just open the new version of Didi APP and click the insurance under "wallet" on the personal page to jump to the "Didi Finance" page. In the best-selling products, you can see the sign of "borrowing money".
2. How much can I borrow from Didi Loan?
Similar to other lending products, Didi Lending will judge how much to borrow according to the borrower. At least 1000 yuan, and at most 200,000 yuan! The quota is quite attractive!
3. Is Didi Loan compliant?
Compliance! When Didi Loan was just launched, the relevant person in charge of Didi introduced it to the outside world. Didi Loan is a financial service jointly launched by Didi and regular licensed financial institutions! In other words, there is a formal financial license to issue loans! It is a reassurance for borrowers!
4. Can everyone apply for Didi Loan?
Some users responded and received news push and promotion SMS from Didi to borrow money! Some people didn't receive it!
After my investigation and verification, Didi loan is still in the internal testing stage, and it is not all open. Only drivers and car owners who have reached a certain level have the opportunity to apply! In other words, only those who have registered drivers on the Didi platform, run through a certain number of Didi orders, and have no problem with credit information can apply!
Therefore, if you click "Give priority to the amount of Didi Loan" at the bottom of the "Didi Loan" page, you will only see the prompt "Gradually expand the scale of opening up, and you will be informed by SMS at that time", indicating that you are not in the list of applicants and need to wait patiently!
5. How do Didi owners apply for Didi loans?
(1) Open the Didi Owner APP and log in to the registered account of Didi Driver Edition.
(2) Enter the owner interface of Didi, click "My Wallet", find "Didi Loan" and click.
(3) Jump to the Didi loan application page, fill in your name, ID card, bank card, mobile phone number and verification code, and click Apply Now!
(4) After the application is approved, enter the loan amount, select the loan term, set the bank card of the collection account, and finally click OK to complete the loan!
Reminder: The Didi Loan APP you downloaded may be fake!
At present, Didi's Didi Loan has only one official Weibo account. Although it was registered in February, as of May 14, the number of articles published by Weibo is zero, and it has not been put into operation formally.
Users who want to consult online need to call the Didi loan staff directly.
It is particularly important to note that Didi's Didi loan currently has no APP and website. As of May 14, in the mobile phone application market, the "Didi Loan" app that can be searched and downloaded is another company, and the main body of industrial and commercial registration is Shenzhen NetEarn Home Financial Information Service Co., Ltd., which has no direct relationship with Didi!
The website with the domain name of dishuidai.com also belongs to the above-mentioned company, which is an online lending platform and has nothing to do with Didi. Therefore, friends must see clearly and don't be confused!
Can I get a loan by taxi? Let's stop here.