You can borrow money to buy a car without applying for a bank credit card. \x0d\ According to the current situation, you don't need to apply for a credit card from this bank for general loans. After the loan application is successful, the lender only needs to repay the monthly payment on time every month. The way to repay the loan is generally transfer and deduction. In other words, the bank or another lending institution will deduct the money within the agreed repayment time. Only the lender can apply for a credit card to buy a car in installments. Banks have requirements for this kind of loan. \x0d\ When handling mortgage loan or mortgage loan in the bank, the lending bank will have a series of bundled sales behaviors, requiring you to handle a credit card, and both the loan account and repayment account should be opened in the lending bank, which is a promotion strategy after the bank's tasks are linked. \x0d\ You can refuse the bank's card application. If banks insist on coercing customers to apply for cards, they can complain to the local banking supervision department.