The calculation method of car loan down payment is as follows: 1, for example, the car price is 80,000, the down payment is 40%, the loan is 60%, that is, the loan is 48,000, and the three-year interest rate is 5.528% of the monthly interest rate (that is, the annual interest rate is 6.633%);

2. If the principal and interest are equal, the monthly repayment is 1467.57 yuan, and the interest in the first month is 253.44, and then it will decrease;

3. If the principal is equal, the monthly repayment in the first month is 1 637.46 yuan, and the monthly repayment is decreasing. The interest for the first month will be 304.65,438+0.3 yuan, and then it will decrease. Because you have to pay back every month, it is impossible to make more and more monthly payments.

Million car purchase subsidy