Housing provident fund can be used to repay the principal and interest of housing loans. In the name of loan repayment, the total withdrawal cannot exceed the sum of the principal and interest of the housing loan.

If the balance in your provident fund account is 2,500 yuan, the principal of the house loan is 2,000 yuan, plus the interest 800 yuan (the total interest of the mortgage is related to the loan amount, years and interest rate), so the sum of the principal and interest of the mortgage is 2,800 yuan, and you can withdraw 2,500 yuan in full.

If the balance of your provident fund account is 2,500 yuan and the principal of the housing loan is 2,000 yuan, you plan to pay off the loan in one or two years. At the time of settlement, the principal is 1.900 yuan, the current month's interest is 1.50 yuan, and the sum of principal and interest is1.906,5438+0.50 yuan, so you can only withdraw 1.908 yuan.

Account balance can only be withdrawn in other names, such as house decoration, rent and other names related to houses.