It is of little use, because generally it is impossible to prosecute without the other party’s identity information. It is recommended to call the police directly. Because it is difficult to catch criminals in Internet fraud, and catching criminals is a matter for the police. After being defrauded, you should go directly to the local public security bureau to call the police, and the police will investigate the case. Only after the police solve the case and catch the criminal can they recover the money that was defrauded. I have compiled relevant knowledge for you, hoping it will be helpful to you.

1. Is it useful to seek a lawyer to deal with online loan fraud? It is not very useful, because generally it is impossible to sue without the identity information of the other party. It is recommended to call the police directly. Because it is difficult to catch criminals in Internet fraud, and catching criminals is a matter for the police. After being defrauded, you should go directly to the local public security bureau to call the police, and the police will investigate the case. Only after the police solve the case and catch the criminal will they be able to recover the defrauded money. Legal basis: "Criminal Law of the People's Republic of China" Article 266 Whoever defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined; if the amount is huge or If there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or his property shall be confiscated. If this law provides otherwise, the provisions shall prevail.

2. Can I not repay the loan after being defrauded by the Internet? If I was defrauded of a loan and only signed a contract but did not disburse the loan, I do not need to repay the money. If there is a loan, I need to repay the money, otherwise I may be liable to Have an impact on your own credit report. (1) If you find that you have been defrauded, you should report the case to the Public Security Bureau as soon as possible and provide the process of being defrauded. At this time, you can ask the police to accompany you to the bank to go through the procedures of freezing the victim's bank card to prevent the fraudster from making transfers to the bank. (2) If you are defrauded into transferring money, you can provide the police with the fraudster’s bank card number. Through the card number, you can check the card’s account opening point and the flow of funds. The police can also obtain the fraudster’s identity through the bank card number. personal information. (3) If the bank card number password is obtained by a fraudster, you can immediately log in to the bank's official website, enter the wrong password three times, and then go to the ATM machine to perform the same operation. In this way, the bank account will be frozen and the fraudster will not be able to There is a way to operate the bank card. Legal basis: "Criminal Law of the People's Republic of China" Article 266 Whoever defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined for a huge amount or other If the circumstances are serious, the offender shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and the amount of the fine shall be extremely huge, or if there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or his property shall be confiscated. If this law provides otherwise, the provisions shall prevail. Article 192. Whoever uses fraudulent methods to illegally raise funds for the purpose of illegal possession and the amount is relatively large shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years. If the amount of punishment is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years. Imprisonment or life imprisonment, and a fine or confiscation of property. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

3. Isn’t it considered a fraud if the online loan is not paid? If the online loan is not paid, it is not considered a fraud. However, if there is a loan fraud from a bank or other financial institution for the purpose of illegal possession, if the amount is relatively large, it shall constitute the crime of loan fraud and be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan. Legal basis: Article 193 of the People's Republic of China and Civil Code: Whoever commits one of the following circumstances and defrauds a bank or other financial institution of a loan for the purpose of illegal possession, if the amount is relatively large, shall be punished with a prison sentence of not more than five years Fixed-term imprisonment or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; (1) Making up false reasons for introducing funds, projects, etc.; (2) Using false economic contracts; (3) Using false certification documents ; (4) Using false property rights certificates as guarantees or repeating guarantees exceeding the value of the collateral; (5) Using other methods to defraud loans. The above is the relevant legal knowledge brought to you. If your situation is more complicated or you have other questions, you are welcome to consult online. We will have professional lawyers to help you. Of course, if you want more practical protection For your own legitimate rights and interests, you can also directly entrust a lawyer.