With all kinds of apps flooding our lives, we can apply for loans without leaving home, and the review materials and operational procedures are greatly reduced, such as reviewing mobile phone loans favored by young users.

Mobile phone loan materials:

You only need to spend 3 minutes perfecting the following information on your mobile phone: your identity information (scan your ID card to ensure that your facial features are clear and clear, and the ID card information is clear and recognizable), work information, contact information and sesame verification (if not, you can skip the verification). These necessary information are confirmed to be correct, and you can start the loan. You can also improve more other materials to improve your approval rate and speed up the approval efficiency.

Mobile phone loan process:

1. Download the mobile phone loan APP to register the mobile phone number and verify the Chinese name and ID number.

2. The materials are submitted completely and the corresponding loan amount is given.

3. Submit the loan application for approval.

4. After the approval, we will call you to confirm the relevant information.

5. Lend money immediately after confirmation is successful.

Term of mobile phone loan:

1, mobile phone loans provide services of 1000-5000 yuan loan amount and loan cycle.

2. The mobile phone loan also provides loan lines in 300 yuan, 500 yuan and 700 yuan, and the service of 7- 15-day loan cycle.

How to choose a platform? Well-known domestic loan platform "

",certification and loan only take two hours, and more choices are waiting for you to choose! Service hotline: ()

I want to use my mobile phone number to get a loan, can I?

It's possible.

China Mobile's number lending success rate is high, and China Mobile's number lending is a relatively easy platform for lending. Digital lending is a product jointly launched by China Mobile and Bao App, which mainly provides financial lending services. The maximum loan amount of China Mobile is 200,000 yuan, and the next loan amount is 3,000-50,000 yuan, which can be divided into 3- 12 periods. As long as the lender has a good reputation and a certain repayment ability, the success rate of borrowing is very high.

Mobile phone loans can be directly loaned using mobile phone numbers.

1. What are the application conditions for mobile phone loans?

1, 22-35 years old;

2. The credit card has been used normally for more than 6 months continuously;

3. Have a long-term Alipay account;

4. Have a long-term mobile phone number.

How to borrow a mobile phone number loan?

Simple mobile phone numbers cannot be used for loans.

It is impossible to apply for a loan in a bank only by relying on the mobile phone number. Lenders who provide loan services only by providing mobile phone numbers are mostly informal institutions or even suspected, so they should choose carefully.

When lending on the online lending platform, borrowers can compare different platforms and choose the one that suits them best. However, after the loan, he must repay on time, otherwise there will be a penalty interest, which will increase the burden of later repayment. Moreover, many online lending platforms are connected to the credit information center, and overdue will cause bad personal credit information.

When lending on the online lending platform, everyone should try to choose a formal platform. Such a platform can protect the rights and interests of users, and the interest on loans is relatively small. Moreover, after the loan, users can choose different repayment periods. Now the formal online lending platform includes ant borrowing, Baidu having money, flower garden and micro-loan.

One. The information to be provided is as follows

1. ID card.

2. Household registration.

3. Marriage certificate or unmarried certificate (some banks have a template of unmarried certificate, just sign it).

4. Bank flow, printing for six months to one year.

5. Personal credit information can be printed by China People's Bank with ID card or on the online platform.

6. Relevant information on business and loan purposes, such as purchase and sale contracts, purchase vouchers, renovation contract, etc.

7. Proof of assets, such as a copy of real estate license, automobile driving license, etc. , only used for personal asset certification and asset-liability ratio calculation. And other information deemed necessary by the bank.

8. loan application; The original and photocopy of the ID card, household registration book and marriage certificate of both husband and wife, and the co-owner of the property agrees to the loan; Occupation, income certificate and family property status information of both husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). ); Proof of fixed place (real estate license and water, electricity, gas and other proof materials in the last three months); Loan contract.

Two, the general online application requires the applicant to meet the basic conditions are

1. The applicant is at least 18 years old and is a natural person with full capacity for civil conduct.

2. The applicant's personal credit record is good.

3. The applicant has a stable economic income and the ability to repay the loan.

4. Other conditions required by the online lending platform.

Mobile phone numbers can also be borrowed: how to borrow mobile phone numbers?

The types of loans are becoming more and more diversified with people's needs, such as mortgage loans with housing as collateral, credit loans with self-credit as guarantee, loans with provident fund and social security as guarantee, etc. There are still people who use their mobile phone numbers to apply for loans. Basically, all the mobile phone numbers have been authenticated by real names, and the mobile phone numbers are bound to our personal identity information, so it is reasonable that the mobile phone numbers can apply for loans. So, how is the mobile phone number lent?

China Mobile officially launched the "Mobile Loan app", and the entry requirement for applying for a loan is that users with real names have been mobile for more than 6 months. The loan amount is 100-200,000 yuan; Those less than 50,000 yuan can be handled directly on the app line, requiring personal ID card, name, mobile phone number and a savings card. However, large loans need to be signed in person.

To apply for a mobile phone number loan in a bank, you need to prepare materials:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

3. Provide proof of stable income sources: bank flow sheet, labor contract, etc.

4. Other information stipulated by the bank.

Note: you must also bring your mobile phone number, and you must register your real name.