According to different Magotan models, the loan term is different, the down payment ratio is different, and the monthly payment will be different. Generally speaking, the down payment ratio of Magotan is about 30%, that is, if the car loan is 400,000, the down payment is about 1.2 million, and the remaining 280,000 can be loaned. The loan term is generally 3 years, 4 years, 5 years, etc. If the loan term is 3 years, the monthly payment is about 7000 yuan. If the loan term is 4 years, the monthly payment is about 5,500 yuan. If the loan term is 5 years, the monthly payment is about 4600 yuan. Of course, these are only approximate values, and the actual monthly payment will also be affected by interest rates, handling fees and other factors. Generally, consumers are advised to know their basic situation such as down payment ability and monthly payment ability before buying a car, and then choose the corresponding loan scheme.

Second, does the car loan need an integer? 1.2 million car, if the down payment is 30%, it is 36 thousand. Then I can borrow 80 thousand or 90 thousand Can I choose for myself?

Every company is different. Our company only needs a car loan of 1000 yuan.

The down payment of quality customers can reach 20%, such as civil servants, teachers, doctors and large and medium-sized state-owned enterprises.

Non-quality customers cannot be less than 30%

3. Does the car loan need an integer? 1.2 million car, if the down payment is 30%, it is 36 thousand. Then I can borrow 80 thousand or 90 thousand Can I choose?

You can only borrow 80 thousand, not 90 thousand If you borrow 90,000 meters, the down payment is 30,000, less than 30%.

4. I want to buy a car of around10.2 million, with a down payment of 30%. How much is my loan?

890 thousand!