1. First of all, if you don't repay the loan on time, it may have a negative impact on your credit history. Banks and financial institutions usually report your repayment to credit reporting agencies. If you fail to repay on time or on time, your credit report will be damaged, which may lead to difficulties in applying for credit or loans in the future.

2. Secondly, you may face high overdue penalty interest and late payment fee. According to the loan contract, overdue repayment may lead to the accumulation of high penalty interest and late payment fee, which will increase your repayment pressure and burden.

In addition, the lending institution may take legal measures to recover your repayment. If you fail to repay the loan on time and refuse to negotiate with the borrowing institution, the borrowing institution may hand over your debt to the legal department and take legal measures to recover the debt, including applying to the court for compulsory execution or auction of the collateral.

In the worst case, you may be blacklisted, which will affect your future credit and financial activities. As long as you find: Beijian Quick Check, you can find your own online loan big data report with one click, which will contain important data such as your credit rating and whether there is a blacklist. If you are blacklisted, you may face greater difficulties, including being unable to refinance, applying for a credit card or loan, etc.

To sum up, failure to repay high-interest online loans may have a negative impact on your credit history, increase repayment pressure, face legal debt collection and be blacklisted. Therefore, you must fulfill your repayment obligations on time to ensure that your credit and financial status are good.