The software borrowed by the high-speed rail housekeeper is a second-hand loan, and the software is ok, but it also has certain risks. At present, the maximum amount of the second loan you can apply for is 200,000, and the service period can be divided into 6- 12- 18 months. When applying, you need to have a mobile phone number of the real-name registration system that has been used normally for more than 6 months, and you need to provide credit card authentication that has been used normally and has paid more than 6 bills. The age range of open application is 22-55 years old. At present, according to market feedback, there are not many cases for the time being. From the feedback of users who have submitted applications for second-hand loans, most of the second-hand loans have not been called back after they have been submitted for review.

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Reliable loan app:

1, Jieyihua is a mobile micro-loan platform under Bajie Finance. Relying on Pig Bajie's advanced Internet security technology and big data technology. Com Group, based on massive user credit data and behavior data, Jieyihua is committed to improving the domestic personal credit system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient mobile phone consumer loan financial services for all social groups with financing needs.

2. Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. The authority of Alipay is trustworthy, and it is a loan service launched by Alipay. At present, the application threshold is more than 600 sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

3. Xiao Jing loan is a service of JD.COM. COM loans to businesses, which are based on the reputation, qualifications and comprehensive situation of the store. There is a deadline of 12 months.

4. Tenpay, a subsidiary of 4.qq, borrows money on the same day and pays it off on the same day, without handling fees and interest. From the second day of the loan, the repayment within three days can be interest-free and free. Interest will accrue from the fourth day of the loan, which is currently 0.06%/ day.

5. At present, the credit line of "micro-loan" to users is between 500 yuan and 300,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be 500 yuan-40,000 yuan. "Micro-loan" adopts the daily interest method, with the daily interest rate of 0.05%, 1 ten thousand yuan of daily interest in 5 yuan. At present, the entrance of "micro-loan" can be seen in the "qq wallet" and "wallet" of mobile qq, and the maximum loan amount can be 300,000 yuan.