Hello, getting a loan from a bank is generally divided into the following steps: (1) The customer submits basic information, including the work unit and contact telephone number.

(2) Lending banks or companies should check the credit information of customers, including whether the credit rating of customers has any illegal records. For self-employed individuals and small and medium-sized enterprises, it is also necessary to investigate their business conditions.

(3) The staff of the lending unit signed a contract with the customer and realized the loan in the shortest time.

If what you need is a small loan, I suggest you choose a formal credit platform. Money Flower APP is a big brand of Baidu credit service, which can meet the capital demand of your daily consumption turnover. Pure online application, no mortgage, simple application materials, 3 seconds for approval, the fastest three minutes for lending, and the highest is 3,.

this answer is provided by the rich flower, and I hope it will help you. As a credit brand of Xiaoman Finance (formerly Baidu Finance), Youyouhua provides users with convenient, fast and secure Internet credit services.