The maximum legal support is four times the loan interest rate of the People's Bank of China in the same period, and the interest of fifty cents a month is more than eight times that of the People's Bank of China in the same period. If you don't repay the loan and bring a lawsuit to the court, the court will not support it at the interest rate of 50 cents a month, but only at four times the loan interest rate of the People's Bank of China for the same period. The interest rate for one to three years is 6. 15% per year, and the quadruple monthly interest rate is 2.05, that is, 2.05 per month.

If high interest is paid during the period, the interest that is 4 times higher than the bank's loan interest rate during the same period belongs to repayment of the loan principal.