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When applying for a loan at the Rural Commercial Bank, you need to check your credit score.

All bank loans require a credit check, because banks need to use credit checks to determine the user's repayment ability, willingness to repay, and debt ratio. Without a credit check, it is impossible to know the borrower’s credit qualifications. Therefore, before applying for a Rural Commercial Bank loan, you must make sure that you have a good credit record and no bad credit record. If you have bad credit, you can apply for a Rural Commercial Bank loan, but there is a high probability that you will not be able to pass the loan review.

Conditions for applying for loan business: 1. Natural persons aged 18-65 years old; 2. The actual age of the borrower plus the loan application period should not exceed 70 years old; 3. Have a stable career and stable income, The ability to repay the principal and interest of the loan on time; 4. Good credit report and no bad records; 5. Others specified by the bank