The new policies for buying houses in Beijing in 2020 mainly include single households with Beijing citizenship. Singles can buy one house, and married households can buy two houses. However, if the household registration is not in Beijing, they must pay social security in Beijing for five years. To purchase a house, the parties concerned must handle it in accordance with regulations and handle it under the circumstances prescribed by law.
1. What are the new policies and regulations for buying houses in Beijing? (1) Beijing-based families 1. Married Beijing-based families (except Tongzhou): those who do not have a house can buy two houses, and those who already have one house You can purchase 1 more set. 2. Single Beijing-registered families (including unmarried, divorced, and widowed families): Those who do not have a house in Beijing can purchase one house. 3. Families with Beijing origin who want to buy a house in Tongzhou can buy a house in Tongzhou if they comply with the city’s purchase restriction policy and meet one of the following conditions: (1) Already have a house and have settled in Tongzhou for 3 years ( Families with Beijing origin (including) and above. (2) Families with Beijing origin who already own a house and have been receiving social security or personal income tax in Tongzhou District for the past three years. (3) Families with no house in Beijing. (2) Non-Beijing families 1. Non-Beijing families who do not have a house in Beijing and have paid social security or personal income tax in Beijing for five consecutive years can purchase one house. 2. If you want to buy a house in Tongzhou District, you must also meet the requirements of continuously paying social security or personal tax in Tongzhou in the past three years. (3) Families of overseas Chinese from Hong Kong, Macao and Taiwan. Families of overseas Chinese from Hong Kong, Macao and Taiwan who do not own a house in Beijing but work, study and reside in China can purchase one house.
II. Other Policies 1. The purchase restriction policy applies to families registered in this city who already own one house (including families of active-duty soldiers and active-duty armed policemen stationed in Beijing, and those who hold a valid "Beijing Work and Residence Permit"). Families, the same below), non-local resident families who hold a valid temporary residence permit in this city and do not own a house in this city and have paid social insurance or personal income tax in this city for more than 5 consecutive years (inclusive) are limited to purchasing one house (including newly built houses). commercial housing and second-hand housing). Therefore, outsiders can only buy one house in Beijing. 2. The suspension policy applies to families registered in this city who already own two or more houses, families who are not registered residents in this city who own one or more houses, those who are unable to provide a valid temporary residence permit in this city and who have been in this city for more than 5 consecutive years (inclusive). House sales in this city will be suspended to non-city residents who have paid social insurance or personal income tax payment certificates in the city. 3. New down payment policy for second homes The new policy stipulates that all financial institutions and the Beijing Housing Provident Fund Management Center must effectively implement "the down payment ratio shall not be less than 60%, and the loan interest rate shall not be lower than the benchmark interest rate" for families purchasing second homes with loans. times” policy.
3. Conditions for non-locals to buy a house in Beijing in 2012: 1: Proof of tax payment (referring to personal income tax) in Beijing for five consecutive years or social insurance certificate of five consecutive years in Beijing; starting from December 18, 2012 , back payment of social security will not be recognized in the review of home purchase qualifications. 2: Have a legal and valid temporary residence permit in Beijing; the temporary residence permit in Beijing is valid for 6 months, so the buyer's temporary residence permit cannot expire when buying a house. 3: The home buyer does not own a house in Beijing. If he is married, the couple does not own a house in Beijing. Foreigners are limited to purchasing one house in Beijing. 4: ID card, marriage certificate and household registration book. Beijing’s new house purchase policy is mainly formulated based on the local economic development situation and local real estate situation in Beijing. Beijing is the capital of our country and has a highly developed economy. If there are no restrictions, it will definitely lead to a large number of people carrying out construction, which will be detrimental to the construction of the city. It is extremely unfavorable, so the relevant situation needs to be identified and dealt with based on the actual situation.