1, Jiangsu Bank's upgrade loan can generally be completed in about 10 days. Preparing the required materials in advance can reduce some time. Personal credit information will also affect the speed of applying for loans. The better your personal credit, the shorter the bank review time.

It usually takes half a month for Jiangsu Bank to lend money to merchants. In addition to ID cards and other related materials, you need to prepare business-related certificates, have a stable address and place of work or business, and have a stable source of income. Waiting for the audit will also be more troublesome.