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My wife and I signed everything in the bank loan, and then the bank said that the loan would not be released until the president signed it. Is this a loan?
It's basically like this.

Because after you sign a contract with your wife, the bank needs to check your salary, bank flow and credit record, and then submit it to the superior for unified handling. This is a necessary procedure, so since the president has signed it, let's wait for the notice.