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How much can be borrowed with a provident fund of 300 bilaterally?

1. How much can be borrowed with a provident fund of 300 bilaterally?

A two-way provident fund of RMB 300 can be used to borrow about RMB 70,000.

The amount of provident fund loans is generally 10-20 times the provident fund balance. The specific maximum loan multiple needs to be determined according to the local provident fund loan limit policy. Generally speaking, if you pay 300 provident fund every month for more than a year, if the provident fund loan limit is calculated based on the continuous payment for 12 months, the provident fund loan limit is between 36,000 and 72,000 yuan.

2. How much can you borrow with a monthly provident fund payment of 300

Legal analysis: Depending on the number of years you have paid, you can borrow: 300 multiplied by the number of years is what you can borrow. Since the provident fund loan amount is different in each region, it is recommended that you check with the local provident fund management center. In addition to whether you can meet the above conditions, the maximum provident fund loan amount will also depend on the regulations of each place. Some are 300,000, and some are 400,000. You can consult local government departments to find out.

Legal basis: Article 16 of the "Housing Provident Fund Management Regulations"

The monthly payment and deposit amount of the employee's housing provident fund is the employee's average monthly salary in the previous year multiplied by the employee's housing provident fund payment. deposit ratio. The monthly payment and deposit amount of the housing provident fund paid by the unit for its employees is the employee's average monthly salary in the previous year multiplied by the unit's housing provident fund payment and deposit ratio.

3. How much can I borrow to buy a house with a provident fund of RMB 300?

If it is first-hand, the loan will be 70% of the total price. If it is second-hand, it depends on the appraised price, which is 70% of the appraised price.

4. How much money can be borrowed from the bilateral provident fund of 2,400?

The loan limit of the provident fund is generally 10-20 times the balance. If you have not withdrawn the provident fund, you have to pay 200 yuan every month. If you have paid it for 12 consecutive months, then the balance of the provident fund account will be 2,400 yuan, and the loan limit will be 24,000 to 48,000 yuan.

Under normal circumstances, the longer the time, the greater the provident fund balance and the higher the loan amount. However, the actual maximum loan amount ratio and the maximum loan amount under local policies