The amount of white-collar loan products in Bank of Ningbo is relatively high, and the repayment method is flexible. According to the information obtained from Xicai.com, the amount of the loan product can reach 300,000 yuan, with a minimum of 50,000 yuan. The loan interest rate is relatively high, but it enjoys the discount of 10%. For example, if you borrow 300,000 yuan, the annual interest will be about 7.8%, which is 23,400 yuan. The monthly repayment interest is about 1950 yuan, the due principal and interest is about 323,400 yuan, and the average monthly repayment amount is about 26,950 yuan.