1. Wait until the auction house is completed before applying for a loan: after the auction house is completed, the buyer can mortgage the house to the bank and apply for a house loan. This method needs to wait for a while, but it can reduce the risk of property buyers in the process of buying faster houses.

2. Bridging loan: Bridging loan is a short-term loan method, which can be used to buy faster houses. In this way, buyers can pay the house price to the developer first, and then apply for the repayment of the house loan after the auction is completed. However, the interest rate in this way is relatively high, which needs to be fully considered by buyers.

3. Find other loan channels: property buyers can apply for loans through other channels, such as relatives and friends, private lending and so on. However, this method requires buyers to take risks at their own risk and need to be cautious.