Legal analysis: 1. Handle the cancellation procedures of house mortgage together with the loan bank. 2. Go through the refund formalities of the corresponding insurance premium with the insurance company. 3. Go through the formalities of refunding the deposit to the developer.

Legal basis: Article 5 of the Interim Measures for the Management of Personal Loans The lender shall establish an effective whole-process management mechanism for personal loans, formulate loan management systems and operating procedures for each loan type, clarify the corresponding loan objects and scope, implement differentiated risk management, and establish an assessment and accountability mechanism for each operation link of loans.