Under the condition that the borrower's credit is good, the commercial loan can be loaned for three times. The premise of three commercial loans is to pay off the first two loans. If the borrower fails to pay off the first two loans, the bank will not handle the third commercial loan for the borrower. Some banks allow borrowers to have one loan in repayment and the other loan must be paid off.

Borrowers need to follow the rules of the loan bank. Since the borrower borrows three times, the lending bank will consider the borrower's ability to repay the principal and interest in full. If the borrower fails to pay off the first two loans, the loan bank will think that the borrower's economic situation is not good, thus rejecting the borrower's loan application.

Commercial loans for three times, the amount will not be very high, if the borrower's first loan is in repayment state, the loan amount will be lower. The borrower needs to go to the bank to consult the specific handling matters when handling the loan for three times.

If there are overdue records or bad credit records in the borrower's personal credit information system, the bank will refuse to handle the loan for the borrower for three times. Banks in some areas do not support tertiary loans, such as commercial banks in some areas of Guangdong.

If a commercial loan is loaned for three times, the loan interest rate will increase and the loan term will be shortened. If the borrower does not have a strong demand for funds, there is no need to apply for a three-way loan.